This is Melanie, 37, a resident of Intramuros, Philippines. She is married to Edwin, a Marketing Assistant, and is a mother to her children. Together with her husband and children, she manages their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.
Melanie operates a food processing business. She retails different frozen and processed food products which are very popular because they're easy to prepare specially for parents who have students. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 400 in sales every day.
To help her continue operations of her business, she is requesting a PHP 50,000 loan. She will be utilizing the loan to buy frozen and processed food products like hotdogs, ham, sausages, fish balls and steamed meat loaf to expand her product inventory. She expects a boost in her business income as she expands her business.
Melanie hopes to be able to expand soon, as she dreams to be able to give her children a good and high quality education through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.