Tuaoi is a 55-year-old woman who is married with three children. She has a small sewing business and has been doing this business for two years. Tuaoi needs a loan to buy a sewing machine, needles, threads, and material. She will use her profits to help pay for her children's education. Tuaoi joined SPBD this year to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.