Sitivi is 37 years old and single without children. He runs a small business selling pancakes in the community and has been doing this for two years. Sitivi has requested a loan to buy an oven, flour, sugar, frying pan, and plastic bags. He joined SPBD this year to gain access to capital. With his earnings, Sitivi hopes to expand his business to other villages.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.