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Telma De Jesus
Telma is 54 years old. She lives with her husband and a daughter who is studying at the university, thanks to the efforts of her parents. With the desire to be able to offer help to her husband and at the same time contribute to the household expenses, Telma began her own business two and a half years ago. Her business is a store for perishable products, which is located in her home. At the same time, she makes tortillas to sell. Telma tends to the business from Monday to Sunday. Her chores begin each day at 6 am and end at 9 pm. It is very hard work, but it allows her to have a dignified life. It is for this reason that she is applying for a loan, with which she can invest by buying a larger quantity of basic products and in this way improve her sales. At the same time, she will buy corn to prepare more tortillas.
View original language description ↓
Telma de 54 años de edad, vive junto a su esposo y una hija quien se dedica a estudiar en la universidad gracias a los esfuerzos de sus padres. Con el deseo de poder brindarle ayuda a su esposo y así mismo aportar con todos los gastos del hogar, desde hace 2 años y medio que Telma inició su propio negocio el cual es una tienda de productos perecederos, la cual esta ubicada en su casa de habitación así mismo elabora tortillas para vender. Telma atiende el negocio de lunes a domingo, su faena inicia cada día a las 6 de la mañana y termina a las 9 de la noche es un trabajo muy duro pero que le permite tener una vida digna. Es por esto que ella solicita un préstamo a través del cual pueda invertir comprando mayor cantidad de productos de primera necesidad y de esta manera mejorar sus ventas, así mismo comprar maíz para la elaboración de más tortillas.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 656
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Telma De Jesus to buy basic products for her store.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 10, 2012
Currency Exchange Loss:
Sep 19, 2014