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Maluay De Curiquinga  (Cuenca) Group
In this Group: María Sandra, María Eugenia, Teresa De Jesús, Janneth María, Narciza Jesús, Carmen Isabel, Patricia Piedad*, María Trancito, María Eulalia, Rosa Aurora
* not pictured
“Maluay de Curiquinga” is a communal bank made up of 10 women who live in the Parroquia del Valle surrounding area, located in the southeast part of the city of Cuenca. It’s one of the most important parishes in the area. Its people build homes and have small businesses. It’s a center for manual labor for area. The people here, just like our members, maintain their culture and traditions and are friendly, sincere people who sacrifice for the common good and to provide their families a better future.

María Sandra is one of the members. She’s 40 years old, married and has seven children. Three of them attend a local school, one is in a small school. Her two youngest are still at home. Her husband works as a mason and they live in a home of their own, which they themselves built.

María Sandra works as a laborer when she is needed and also raises pigs and Guinea pigs in her home. Raising these animals is quick and she can sell them easily. She also raises crops for personal consumption.

She will use the money from this loan to buy building materials so that she can build a chicken coup. Her goal is to have many chickens to raise.
View original language description ↓
Maluay de Curiquinga es un banco comunal que se encuentra conformado por 10 mujeres que viven por los alrededores de la Parroquia del Valle, ubicada en la parte suroriental de la ciudad de Cuenca, es una de las parroquias más importantes del Cantón, su gente se dedica en su mayoría a la construcción de vivienda y el comercio al por menor, es un centro de abastecimiento de mano de obra para la cabecera cantonal. Su gente al igual que nuestras socias aun mantienen viva las llamas de su cultura y tradiciones, son personas amables, gentiles que se sacrifican en sus trabajos por un bien común que es el darles a sus familias un mejor futuro.

Una de las socias de este grupo es la Señora. María Sandra, tiene 40 años de edad, es casada y en su unión conyugal ha procreado 7 hijos, tres estudian en un colegio de la localidad, dos están estudiando en una escuelita y sus dos últimos hijos aun pequeños y pasan en casa. Su esposo se dedica al área de la construcción laborando como albañil, la casa en la que viven es de su propia, construida por ellos mismos.

Doña María Sandra trabaja cuando le llaman como jornalera, esta actividad la aprendió de sus padres, también en casa se dedica a la cría de cerdos y cuyes ya que la crianza de estos animales es rápida y se puede vender con mayor facilidad. Ella siembra en sus terrenos y lo que cosecha es solo para el consumo de su hogar.

El dinero de su crédito lo va a invertir en la compra de materiales de construcción ya que va a realizar un galpón de pollos para también criar estos animales.

Su meta es tener muchos pollos para la cría,

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Maluay De Curiquinga (Cuenca) Group's $3,825 loan helped a member to build a chicken coup.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 26, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2013