Unidos Para El Progreso Group
Sonia is a member of this group. She is married, with 2 children. Her family is very important to her, and for this reason she tries, together with her husband, to give her children the very best possible. Ten years ago she started her food business. She started off selling “salchipapas”,* soft drinks and ice cream. At the present time she has a restaurant where she works from Monday to Sunday. Her best customers are people from the neighbourhood and public transport workers. Sonia would like to continue to improve her restaurant. With the loan that she has applied for, she will be able to buy new cooking utensils for her business. At some point in the future, she would like to extend the premises of her restaurant, in order to be able to serve more customers. Sonia is very grateful to the KIVA investors who make her loan possible. In the photo, she is the one in a red sweater and glasses.
* Salchipapas are a kind of kebab from the Andes.
Sonia es una de las integrantes del grupo. Ella es casada y tiene 02 hijos, para ella es muy importante su familia es por ello que junto a su esposo siempre tratan de darle lo mejor a sus hijos, hace 10 años empezó su negocio de comidas, se inicio vendiendo salchipapas, gaseosas y helados. En la actualidad tiene un restaurante donde atiende de lunes a domingo, sus mejores clientes son vecinos del lugar y trabajadores de transporte público. Sonia desea seguir mejorando su restaurante, con el préstamo solicitado podrá comprar utensilios nuevos para su negocio; mas adelante desea ampliar el local donde funciona su restaurante para poder recibir a mas comensales. Sonia está muy agradecida por los inversionistas de KIVAque hacen posible su préstamo, en la foto ella viste chompa roja y anteojos.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid