Señor Nazareno Group
This group is called “Señor Nazareno” and is made up of seven members with different businesses. Most of them are from the same zone. Margarita is one of the members and started her fruit selling and confectionary business many years ago. She saw the need to increase her income, so she decided to move and also provide cleaning and cooking. With great effort she was able to buy some tables and chairs and start her kebob business. Thanks to this business, Margarita is able to provide a better quality of life to her children. Her future desire is to buy supplies for her business such as meats, cooking oil, salads, and potatoes. She and her whole group want so continue working with Edaprospo and appreciate those who make this loan possible. Margarita is 41 years old, separated and has two children. In the image she is the one who is seated and wearing a baby blue polo shirt.
Este es el grupo “Señor Nazareno” conformado por 07 socios dedicados a distintas actividades comerciales, siendo la gran mayoría de ellos vecinos de la zona. Margarita una de las integrantes que empezó su negocio en la venta de frutas y confitería hace muchos años. Al verse en la necesidad de obtener mayores ingresos decide mudarse y dedicarse a brindar servicio de limpieza y cocina. Con mucho esfuerzo logro comprarse algunas mesas y sillas, así emprender su negocio de la venta de anticuchos. Gracias a este negocio Margarita puede brindarles una mejor calidad de vida a sus hijos. Su anhelo a futuro es de instalar un restaurante en su vivienda. Con el crédito solicitado comprara insumos para su negocio como carnes, aceite, ensaladas y papas. Ella y todo el grupo desean seguir trabajando con Edaprospo y agradecen a las personas que hicieron posible este crédito. Margarita de 41 años es separada y tiene 02 hijos. Margarita se encuentra sentada y viste polo color celeste.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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