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Xatinap Quinto Group
In this Group: Sara Leonarda, Esther Ruth, Rosario, Rosenda Elizabeth
Sra. Sara Leonarda is 30 years old, married, and finished six years of her primary school education. She is in the retail trade, specifically selling cosmetics. Sara started this business because she did not have a job and had little capital. She has four years of experience to date and receives support for her husband, who is a clothing merchant.


Sara organized a group so that she could request a loan. She will use the money to buy merchandise. By having more inventory, she will have more opportunities to sell and improve her earnings. In the future, she hopes to have a store where she can sell natural medicines.


The other members of the group are also in the retail trade.

View original language description ↓
La señora Sara Leonarda esta casada, tiene 30 años de edad, cursó los 6 años de educacion primaria, se dedica al comercio, específicamente a la venta de cosméticos, inicio este negocio por la situación de no encontrar trabajo y teniendo un poco de capital, hasta el momento lleva 4 años de experiencia, cuenta con el apoyo de su esposo quien se dedica al comercio de ropa.

Organiza un grupo para poder solicitar un préstamo, que lo utilizaran, para la compra de mercadería, ya que teniendo mas mercadería hay mas posibilidades de vender y mejorar sus ganancias, espera en el futuro tener una tienda de medicamentos naturales. Las demás integrantes del grupo se dedican al comercio.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $4,155
    Average annual income
  • 62
    View loans »
    Guatemala Loans Fundraising
  • $8,741,725
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Xatinap Quinto Group's $1,025 loan helped a member to buy cosmetics to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 23, 2012
Listed
Dec 11, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013