Los Pinos Group
Currently, she has two businesses, which are neighborhood stores. She started them at her neighbors' request. The loan that she will take out is to increase capital (purchase of soft drinks) that she will get from the distributing stores around the city of El Alto. Later, she will sell them in her place of sale. This kind of work allows her to earn money to support her home as much as possible, since she lives in a common law marriage and has four children. When asked what she likes about Pro Mujer, she says that she likes the medical clinic.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Teofila es parte integrante, ella indica que es el tercer año que integra Pro Mujer, ingresando por invitación de una promotora de la institución que la visitó en su casa. En la actualidad ella tiene dos negocios de tienda de barrio, que instaló por requerimiento de sus vecinos.
El crédito que ahora sacará es para el aumento de capital (compra de refrescos) que adquirirá de las tiendas distribuidoras de la ciudad de El Alto, posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella vive en unión libre y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el consultorio médico.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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