Crisanta, 41, is married and has one child who attends school. She only had one year of elementary school. She makes a living raising domestic animals. She started this business buying chickens to fatten and at the moment has 10 years of experience raising animals. She has the help of her husband, who's a day laborer.
She's organizing a group to request a loan to buy laying hens. This way she'll improve her job, because she hopes to have a chicken farm so she can sell eggs in the future.
The other members work as merchants and raising animals.
La señora Crisanta esta casada, tiene 41 años de edad, cursó solamente un año la educacion primaria, tiene 1 hijos el cual esta estudiando, se dedica a la crianza de animales domésticos, inicio este negocio comprando pollos de engorde y hasta el momento lleva 10 años de experiencia en la crianza de animales, cuenta con el apoyo de su esposo quien es jornalero.
Organiza un grupo para solicitar un préstamo que lo utilizara para la compra de gallina ponedoras, y de esta forma mejorar su trabajo, ya que espera tener una granja de pollos para poder vender huevos en el futuro. Las demás integrantes se dedican al comercio y a la crianza de animales.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.