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Edgar
Edgar, 33, is a very responsible and hardworking single man. He still hasn't gotten married because he plans to grow stronger and be a person with good economic resources on the basis of his work and effort. He owns an adobe house given to him by his parents.

He learned the various techniques for getting a good cacao crop from a very young age, thanks to always participating in the ancestral work of his parents in the fields. Generally, to finish the routine tasks on his land he hires day laborers who are comfortable with the work, being his former co-workers. Later, after the work of the season, he manages to get good berries that he sells to the distributors in his area. Nevertheless, he comments that his crops suffered a drop in payment in the final price, which was very detrimental to him.

He wants to have enough capital so he can start the growing season with everything he has to gain. For this he needs labor from area day laborers to weed and he needs to acquire organic fertilizer, such as bird guano, which is indispensable for the type of soil he has on his land.

He's motivated to open his own business in the city in the future to grow stronger as a merchant and to contribute considerably to the finances of his family, whose heads are still his parents.

This is his first loan. Ever since he joined the communal bank he has been grateful, as well as committed to the culture of performance of his colleagues in the communal bank.

He'll use the 1,000 nuevos soles [PEN] to buy organic bird guano and to hire day laborers for weeding and other tasks necessary for the type of terrain on his land.
View original language description ↓
Con 33 años de edad Edgar es un hombre soltero muy responsable y trabajador, aún no se inicia en su vida conyugal debido a que planea consolidarse como una persona de buenos recursos económicos a base de su trabajo y esfuerzo. Es propietario de una vivienda construida a base de adobe que le fue cedido por sus padres.
Desde muy joven aprendió las distintas técnicas que se debe emplear para obtener una buena producción de cacao gracias a que fue siempre partícipe de las actividades ancestrales de sus padres en el campo. Generalmente para culminar las tareas rutinarias de sus parcelas convoca a jornaleros quienes al ser ex compañeros suyos se sienten a gusto con el trabajo que desempeñan logrando posteriormente gracias al trabajo empleado en la campaña buenas mazorcas que son posteriormente comercializados a los acopiadores de su zona. No obstante comenta que sus productos sufrieron una disminución en el pago del precio final perjudicándolo notablemente.
Desea contar con capital suficiente que le permita iniciar la campaña productiva con todas las de ganar, para ello debe contar con la mano de obra firme de los jornaleros del lugar para el deshierbo y adquirir sacos de abono orgánico como el guano de ave que es muy indispensable para el tipo de suelo que posee en su parcela.
Tiene la motivación de a futuro aperturar un negocio propio en la ciudad para así lograr consolidarse como un gran comerciante y aportar de manera considerable a la economía de su familia cuyos lideres aun son sus padres. Este es su primer crédito, desde su ingreso al banco comunal se siente agradecido y a la vez comprometido con la cultura de cumplimiento que poseen sus compañeros de su banco comunal.
Los 1,000 nuevos soles los invertirá en la contrata de jornaleros para el deshierbo y tareas adicionales así como en la compra de abono orgánico guano de ave muy necesarios para su tipo de terreno que poseen sus parcelas.

About Peru

  • $6,715
    Average annual income
  • 72
    View loans »
    Peru Loans Fundraising
  • $53,951,425
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Edgar to hire labor and to buy organic fertililzer.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 22, 2012
Listed
Dec 10, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013