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Cacilda
Cacilda is 37 years old, a driven and hard working woman who is also friendly and happy. She lives with Gerardo who makes a living as a fisherman and is the father of her three children: Gerardo is 16, Derly is 13 and Beldyt is 10 years old. For their children he works hard to get ahead. They live together in their own house that she bought with the help of her partner.

Cacilda fishes on her own and carries fresh fish to the ports of her neighborhood to then sell to merchants. She fishes in the tributaries of rivers, channels and lagoons each week. She provides her customers with friendly and attentive service so that they continue to consume her products. She began more than 20 years ago with her own capital and continues with her partner and children's help. She considers her business to be pretty profitable because she has made a good living and is able to sell all the fish that she offers. Before beginning this business she suffered from many troubles because of the scarcity of employment and the minor need of having a trade. She searched to generate her own income to support the household expenses.

Now as she has obtained more income she hopes to grow and harvest papayas. This is a business that appears to her to be profitable. This will be her fourth loan with MFP. With this loan she expects collaboration so that she can finalize her plans. In addition to being pleased with her communal bank, she is also happy for the support brought to those with businesses. She considers her group to be united and supportive.

With the amount requested of 1000 nuevos soles she will invest in the purchase of basic items for her fishing trips and the fishing materials including nets, fishing lines and traps. She will save a portion of her income to use as working capital some day for the business that she is proposing.
View original language description ↓
Cacilda, de 37 años de edad, es una mujer trabajadora y empeñosa, además de ser amable y alegre. Es conviviente con Gerardo quien se dedica a la pesca y es padre de sus 3 hijos: Gerardo de 16, Derly de 13 y Beldyt de 10 años de edad, por quienes se esfuerza en salir adelante. Juntos viven en su casa propia que compró con el apoyo de su pareja. La actividad que realiza Cacilda es la pesca artesanal, llevando pescado frescos a los puertos de la localidad para luego a venderlos a los comerciantes del mercado, Su pesca lo realiza en los afluentes de los ríos, caños y cochas logrando sacar su producto cada semana, atendiendo de manera amable y atenta a sus clientes que siempre le consumen sus productos.
Se inició hace más de 20 años con un capital propio y en compañía de su pareja e hijos. Considera a su negocio bastante rentable por las buenas ganancias que le deja, y que logra acabar con todos su mercadería que oferta.
Antes de empezar con su negocio sufría muchas dificultades por la escasez de trabajo, y la poca necesidad de tener un oficio y buscó generarse sus propios ingresos para apoyarse con los gastos del hogar.
Por tanto, ahora viendo los ingresos obtenidos desea sembrar y cosechar papayas ya que ha visto que sería un negocio rentable. Este será el préstamo número 4 con la institución MFP. Por ello espera de su colaboración para que pueda concretar sus planes. Además de estar a gusto con su banco comunal, por el apoyo que vienen brindando a las personas con negocio y lo considera un grupo unido y solidario.
Con el monto solicitado de 1000 nuevos soles los invertirá en la compra de víveres para sus viajes de pesca, además de materiales de pesca como redes, hilos, tramperas, y guardar un saldo para usarlo como capital de trabajo en alguna oportunidad de negocio que se presente.

About Peru

  • $6,715
    Average annual income
  • 108
    View loans »
    Peru Loans Fundraising
  • $56,100,525
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Cacilda to buy nets, fishing line and traps for fishing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 14, 2012
Listed
Dec 10, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 20, 2013