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Dolores De La Concepción
Dolores de la Concepción is a young woman who has a business in the city of León selling water, sodas, juices, and fruits. Her business has been in operation for six years and allows her to support her family. Dolores is a single mother with three young children for whom she is responsible.

She leaves her home at 5:00 A.M. so that she can open her business at 6:00 A.M. Dolores finishes at 4:00 P.M. and works from Monday to Saturday on the same schedule. She started her business as a traveling vendor.

The loan she is requesting from CEPRODEL will be used to buy a variety of sodas, juices, fruits, and caramels that she can offer to her customers. As a result, she will be able to generate more income and improve the quality of life for herself and her three children. Dolores dreams of preparing her three young children and having a house of her own so that they will be more comfortable.

View original language description ↓
La Joven Dolores de la Concepción, posee un negocio de venta de agua, gaseosas, jugos y frutas ubicado en la ciudad de León, desde hace seis años, ella realiza esta labor para llevar el sustento a su familia, es madre soltera de tres hijos menores de edad que están bajo su responsabilidad.

Sale de su casa de habitación a las 5:00 am abre su negocio a las 6:00 am y finalizando sus labores a las 4:00 pm este trabajo lo realiza de lunes a sábado en este mismo horario, Su negocio lo inicio de forma ambulante.

El crédito que esta solicitando a CEPRODEL lo utilizara para comprar variedad de gaseosas, jugos, frutas y caramelos para ofertarles a toda su clientela, y así obtener mayores ingresos y le permita mejorar su calidad de vida tanto de ella como la de sus tres hijos.

Los sueños de Dolores es la preparación de sus tres pequeños hijos y lograr a tener su propia vivienda para darle una mejor comodidad.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 130
    View loans »
    Nicaragua Loans Fundraising
  • $24,046,775
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Dolores De La Concepción to buy sodas, juices, fruits, and caramels.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 10, 2012
Currency Exchange Loss:
Jun 18, 2013