Check out other loans that are currently fundraising!
Carlos Alberto lives in the town of Managua, Nicaragua. He has been working as a security officer for the past 13 years.
He's married and has three children under his care, one of whom is of school age.
Carlos is requesting a loan in order to purchase construction supplies such as bricks, cement, sand and iron. He'll use them to build a room, because he considers it necessary for his family's comfort.
This is Carlos' second loan, and he expresses that the first loan he obtained helped him to improve his family's living conditions.
View original language description ↓
El señor Carlos Alberto vive en la cuidad de Managua, Nicaragua trabaja agente de seguridad desde hace 13 años.
Casado con tres hijos a su cargo uno en edad escolar.

El señor Carlos esta solicitando un crédito para la compra de materiales de construcción como bloque, cemento, arena, hierro, para la elaboración de un cuarto ya que lo considera necesario para la comodidad de su familia.

Carlos es el segundo crédito que esta solicitando y manifieste que con el primer crédito que le otorgaron ayudo a mejorar las condiciones de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 101
    View loans »
    Nicaragua Loans Fundraising
  • $24,818,275
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $875 helped Carlos to purchase construction supplies (bricks, cement, sand and iron).
99% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 10, 2012
Currency Exchange Loss:
Jul 18, 2014