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Milly lives in Kampala, Uganda. She is married and has four children, two of whom currently attend school. She is not looking after any other family members. She lives in a rented house with access to electricity but not piped water. Her major monthly expenses include school fees and rent.

For the past 10 years, she has been selling second hand clothes in the market. She works six days a week and has no other source of income. She has requested a loan of 1,000,000 UGX from MCDT- SACCO in order to buy more second hand shirts, blouses, skirts and bed sheets to sell. One of her main challenges is transportationand ever increasing prices of used clothes. Her dream is to turn her business into a wholesale business. She joined MCDT because of the low loan interest charged and even wanted to access school fees loans so that she can educate her children up to university.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 191
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,699.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Milly to buy more second hand clothes to sell like shirts, blouses, skirts and bed sheets.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 3, 2012
Jan 5, 2013
Currency Exchange Loss:
May 17, 2013