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Benjamin, a father of three, is a landlord and welder in Mukuru, an informal settlement in Nairobi, Kenya. He also participates in community projects that aim to improve the quality of life of Mukuru residents.

Benjamin got the opportunity to interact with a Fresh Life Toilet owner, a Field Officer and a member of the Waste Management Team from Sanergy before he decided to invest in a Fresh Life Toilet. He was attracted by the cleanliness and the daily waste collection service that is offered to owners of Fresh Life Toilets.

This opportunity could not have come at a better time, as he was looking to put up a sanitation facility for his tenants whose pit latrine has become unhealthy for use. Benjamin will use the Fresh Life Toilet to generate more income from his plots. He hopes to acquire more houses in the near future.

Additional Information

More information about this loan

Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.

Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Sanergy

Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.

About Kenya

  • $1,800
    Average annual income
  • 874
    View loans »
    Kenya Loans Fundraising
  • $43,068,825
    Funds lent in using Kiva
  • 86.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Benjamin to purchase and run one Fresh Life Toilet.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Dec 10, 2012
Currency Exchange Loss:
Jan 17, 2014