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Naira is 46 years old and lives in Urut village of Lori region with her husband and son. Naira is involved in agriculture, breeding cattle, and selling milk and milk products as well as providing beef to local butchers. Naira’s husband is a forester and earns a monthly income but it is insufficient to cover the family's everyday expenses. So, Naira has applied for this loan to purchase a milk cow and three cattle. This will help her to expand her agricultural business. Milk products are considered very healthy and common in everyday life.
The loan will help Naira to earn more income and provide better living conditions for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 152
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Naira to purchase a milk cow and three cattle.
96% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 26, 2012
Dec 10, 2012
Currency Exchange Loss: