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Update on Josyline

Josyline is 32 years old. She owns a grocery store where she supplies bananas. She used her previous loan to add to her stock of bananas. Her business did well and she successfully repaid her loan.

Josyline is requesting a loan for 53,156 KES, which she will use to add stocks of bananas. She hopes to own a vehicle and have a wholesale shop.

Previous Loan Details

Josyline is 31 years old, married, and has two children. To earn a living, she sells bananas. She has been in the business for ten years and has employed three people. She works hard in her business so as to provide for her family. Through Faulu Kenya, she has been able to access business... More from Josyline's previous loan »

Additional Information

About Faulu Kenya

Faulu Kenya aims to empower Kenyans by providing relevant financial solutions. Faulu is a sustainable and profitable microfinance institution that offers savings and credit services to over 225,000 Kenyans. Faulu recently became the first MFI in Kenya to be licensed as a Deposit-Taking Micro-Finance Company, which will enable Faulu to better serve its clients.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 792
    View loans »
    Kenya Loans Fundraising
  • $43,847,350
    Funds lent in using Kiva
  • 86.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Josyline to purchase bananas.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 24, 2012
Dec 10, 2012
Currency Exchange Loss:
Dec 19, 2013
This photo was used before for a previous loan for Josyline. It was first posted on Kiva on Oct, 2012. Learn More