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Umaru is 25 years old and single. He is a businessman in the township of Kabala, in northern Sierra Leone. Umaru sells cigarettes, batteries, books, pens, biscuits, etc., which he has been doing for many years.

Umaru is requesting a loan, which he will use to expand on the size and quality of her business by buying cigarettes, batteries, books, pens, biscuits, etc. in large quantities to add to his current stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,339.2
    Sierra Leone Leones (SLL) = $1 USD