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Annet lives in Kampala, Uganda. She is single with four children, two of whom currently attend school. She is also looking after her two sisters and brother.

She has been selling charcoal from her home at retail for 10 years and works seven days a week. She also does some farming as another source of income.

She has requested a loan of UGX 300,000 from MCDT- SACCO to buy more sacks of charcoal to sell. She generates additional income by selling used clothes . Her challenges include transportation and seasonality. Her dream is to buy a lorry so that she can stop renting other people's vehicles. She joined MCDT because it is easy to become a member. She stays in her own house without access to either electricity or piped water. Her major monthly expenses are school fees and food.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 209
    View loans »
    Uganda Loans Fundraising
  • $31,373,750
    Funds lent in using Kiva
  • 2,699.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Annet to buy more sacks of charcoal.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Jan 5, 2013
Currency Exchange Loss:
May 17, 2013