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Ms. Shahida is a 36-year-old married woman. She has been in the business of stitching clothes since 15 years ago. She stitches clothes for people who live around her home and uses the income to support her household expenses. She is very popular in her community due to her neat and fine work. Her husband is a laborer and not able to meet household expenses with his low salary. She makes enough to contribute to the family income.

Shahida has four children, and all of them are school-going. She dreams of providing a good education to her children.

To cope with the increasing demand, she requested a loan of 25,000 Rs. (Pakistan rupees) to purchase more material such as reels of threads with packs of buttons, zippers and ribbons in various colors.

She is in her second loan cycle and has shown excellent repayment behavior. She intends to use the earned profits on the expansion of her business and on providing quality education to her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 253
    View loans »
    Pakistan Loans Fundraising
  • $14,728,150
    Funds lent in using Kiva
  • 96.8
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $275 helped Shahida to purchase more material such as reels of threads with packs of buttons, zippers and ribbons in various colors.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 27, 2012
Dec 10, 2012
Currency Exchange Loss:
Dec 17, 2013