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Ms. Sahira is 32-year-old woman and has been running a garment business with her husband. The man shown in the photo is Sahira’s husband. They have great collection of clothes to offer to their customers. She is a mother of five children; she is liable to provide them with the basic necessities of life.

In order to improve her earnings she needs to expand her business. For this she contacted Kashf Foundation and requested a loan of Rs. 20,000 to purchase more garments for her collection, taking into account the taste and choice of her customers. Her customer base is diverse and varied. She expects a boost in her net income and dreams of expanding her business in the future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 358
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 96.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Sahira to purchase more garments for her collection of clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 23, 2012
Dec 10, 2012
Currency Exchange Loss:
Nov 17, 2013