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Gulmira
Gulmira is 27 years old, married and has 5 children. As a main income for the family, Gulnara works with livestock breeding and crop planting. After having started this business 18 years ago with a sum of 5,000 som (KGS), Gulmira has been able to develop her business thanks to persistent work. The monthly income is in the amount of 10,000 som (KGS). Today the farm counts 2 cows, 1 horse, 5 sheep and one tractor. Thanks to the income from the business, Gulmira is able to pay for the family's basic needs. Gulmira sells milk and dairy products from her home, as well as vegetables in the spring and fall.

With an aim to further develop her business, Gulmira turned to the organization "Bai Tushum & Partners" for a loan in the amount of 100,000 som (KGS) for the purchase of additional livestock. This will increase the amount of milk and accordingly the family's income. Gulmira plans to invest the income in further developing her business, and in the future would like to repair her house.
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Гульмира 27 лет, замужем, имеет 5 детей. Гульмира в качестве основного источника дохода занимается животноводством и растениеводством. Начав этот бизнес с суммы в 5,000 сом (KGS) 18 лет назад, благодаря упорному труду Гульмира смогла развить хозяйство с ежемесячной прибылью в сумме 10,000 сом (KGS). На сегодняшний день в хозяйстве имеется 2 коровы, 1 лошади и 5 голов овец и один трактор. Благодаря прибыли от хозяйства,Гульмира оплачивает затраты на основные нужды семьи. Гульмира продает с дома молоко и молочную продукцию и овощи в лето-осенний период. В целях дальнейшего развития своего хозяйства, Гульмира обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) для покупки дополнительных голов скота. Что позволит увеличить сбор молока и соответственно доходы семьи. Доходы от кредита Гульмира планирует вложить в дальнейшее развитие своего хозяйства и в будущем хочет сделать ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 214
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,816,150
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Gulmira to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Nov 13, 2012
Listed
Dec 10, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013