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Gulnara is 27 years old, married and has a wonderful son. Gulnara works with livestock breeding, which is their main source of income. After having started this business 7 years ago with a sum of 20,000 som (KGS), Gulnara was able to develop her business thanks to persistent work. The monthly income is in the amount of 10,000 som (KGS). Today the farm counts 4 cows, 4 horses and 10 sheep. Thanks to the income from the business, Gulnara can pay for the basic needs of the family. Gulnara sells milk and dairy products from her home.

With an aim to further develop her business, Gulnara turned to the organization "Bai Tushum & Partners" for a loan in the amount of 50,000 som (KGS) for the purchase of additional heads of livestock. This will increase the amount of milk, and accordingly, the family's income. Gulnara plans to invest the income from the loan in further developing her business and in the future would like to realize her dream of purchasing a car.
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Гульнара 27 лет, замужем, имеет 1 замечательного сына. Гульнара в качестве основного источника дохода занимается животноводством. Начав этот бизнес с суммы в 20,000 сом (KGS) 7 лет назад, благодаря упорному труду Гульнара смогла развить хозяйство с ежемесячной прибылью в сумме 10,000 сом (KGS).На сегодняшний день в хозяйстве имеется 4 коровы, 4 лошади и 10 голов овец. Благодаря прибыли от хозяйства, Гульнара оплачивает затраты на основные нужды семьи. Гульнара продает с дома молоко и молочную продукцию. В целях дальнейшего развития своего хозяйства, Гульнара обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) для покупки дополнительных голов скота. Что позволит увеличить сбор молока и соответственно доходы семьи. Доходы от кредита Гульнара планирует вложить в дальнейшее развитие своего хозяйства и в будущем хочет осуществить свою давлению мечту, приобрести автомобиль.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,315,525
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Gulnara to purchase additional livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 12, 2012
Dec 18, 2012
Currency Exchange Loss:
Dec 17, 2013