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Update on Maribel

Maribel lives with her niece and makes men’s, women’s, and children’s clothing. She makes a variety of types of shirts, skirts, dresses, pants, and other things. She’s been doing this for several years and it’s given her lots of experience that has allowed her to obtain a good profit. She sells from the place that she has identified as being a good place to make sales and has many customers who prefer to buy from her because she always has what they need, at good prices, good quality, and with excellent service.

Maribel is an enterprising woman who is very dedicated to her work. She is always working for what she wants and does not plan to quit until she is successful in what she deserves. Demand has increased in the past months and she wants to take advantage of this by making a new investment. She doesn’t have the working capital she needs, so she has requested a loan through INTEGRAL. This will allow her to buy fabric in quantity, thread, needles, scissors, etc. Maribel has a good payment record and is very responsible. She is certain that she can get out of debt and at the same time bring financial security to her home.
View original language description ↓
Maribel vive junto a su grupo familiar su sobrina; ella se dedica a la confección de ropa para damas, caballeros y niños, elabora en variedad camisas, faldas, vestidos, pantalones entre otros, tiene varios años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias; comercia desde el lugar que califico como muy bueno para la venta y se ha hecho de mucha clientela pues las personas la prefieren porque siempre tiene lo que necesitan a precios accesibles, con producto de calidad y con un servicio excelente; Maribel es una mujer emprendedora y muy dedicada a su labor, siempre esta luchando por lo que desea y no piensa rendirse hasta alcanzar el éxito que se merece, en los últimos meses aumento la demanda y quiere aprovechar para realizar una nueva inversión, pero no posee de capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar tela por mayor, hilos, agujas, tijeras etc. Maribel tiene buenas referencias de pago y es muy responsable asegura que podrá saldar la deuda y a la vez confía que le llevara a su hogar seguridad económica.

Previous Loan Details

Sra. Maribel is 53 years old and lives in her own house with her nephew and grandson. She earns her living by making and selling clothing. She’s been doing this work for approximately twelve years so has a lot of experience and is well-known in the area where she lives. She makes the clothing in ... More from Maribel's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 874
    View loans »
    El Salvador Loans Fundraising
  • $28,305,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maribel to buy supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 28, 2012
Dec 9, 2012
Currency Exchange Loss:
Jan 25, 2014