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Silvia Yaneth
Silvia Yaneth, 29 years old, lives together with her children in the family home. She makes a living buying and selling products by catalog such as creams, perfumes and cosmetics, among other things. She has several years with the business and that has given her a lot of experience that allows her to obtain the best profits. She sells from her home and as a street vendor. She has built a large clientele as people prefer her because everything that she sells is of top quality and at accessible prices in addition to the unbeatable service always to the order of her customers.

Silvia Yaneth is an active woman, dedicated to her work and very determined. Every day she does her best to try to fulfill her dreams. She knows that only with perseverance and love of work can she reach that success.

In the recent weeks demand for the product has risen and she wants to recover. That is why she is requesting a loan from Integral that will allow her to purchase creams, perfumes, cosmetics, etc. Silvia Yaneth has good payment references and is very responsible. She assures that she can pay off the debt and at the same time she has faith that she will give her family a better life.
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Silvia Yaneth de veintinueve años de edad vive junto a sus hijos en casa familiar; ella se dedica a la compra y venta de productos por catálogo, como cremas, perfumes, cosméticos, entre otros, tiene varios años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias, comercia desde su hogar y en forma ambulante se ha hecho de mucha clientela pues las personas la prefieren porque todo lo que venden es de primera calidad y a precios accesibles además del servicio inigualable siempre a la orden de los clientes; Silvia Yaneth es una mujer activa, dedicada a su labor y muy luchadora todos los días se esfuerza por trata de cumplir sus sueños sabe que solo con constancia y amor al trabajo podrá alcanzar ese éxito, en las ultimas semanas aumento la demanda del producto y quiere recuperarse por eso le solicita a INTEGRAL un crédito que le permita comprar cremas, perfumes, cosméticos etc. Silvia Yaneth tiene buenas referencias de pago, es muy responsable asegura que podrá saldar la deuda y a la vez tiene fe que le dará a su familia una vida mejor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 723
    View loans »
    El Salvador Loans Fundraising
  • $26,279,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Silvia Yaneth to purchase creams, perfumes and cosmetics.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 27, 2012
Dec 9, 2012
Currency Exchange Loss:
May 17, 2013