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Dolores María
The “Madre Para Un Futuro Mejor” communal bank meets every two weeks in the “24 de Mayo” settlement, located in the Manabí province, known for its beautiful landscape, its forests, variety of fauna, and for its friendly, hardworking people dedicated to farming and livestock.

Dolores lives here. She’s 58 years old, married, and has three minor children. Two of them live with her along with their families. Her husband is a merchant.

Dolores sells all types of clothing, sheets, hoods, and costume jewelry door to door and also from her home where customers visit her whenever they need something. She sells on credit and collects every week. This is why she has so many customers. She buys her merchandise in Guayaquil every two weeks or once a month depending on what she needs. She has been doing this for more than 12 years and, thanks to God, things have been going very well for her.

She will use the money from this loan to buy clothing and sheets because it’s what she mostly sells this time of year. She is a founding member of the communal bank and likes the fact that she can buy merchandise at better prices and increase her revenue thanks to the loans.

Her dream is to grow with her business.
View original language description ↓
En el cantón 24 De Mayo de la provincia de Manabí, conocido por sus paisajes hermosos, por sus bosques, variedad de fauna y por su gente amable y trabajadora dedicada a la agricultura y ganadería, se reúne cada quince días el Banco Comunal Madre Para Un Futuro Mejor.

En este lugar vive la señora Dolores, tiene 58 años de edad, está casada y tiene 3 hijos mayores de edad, dos de ellos aun viven con ella con sus familias. Su esposo comerciante.

Doña Dolores se dedica al comercio, vende ropa de todo tipo, sabanas, toldos y semijoyas, su forma de venta es puerta a puerta y también vende en la casa hasta donde llegan sus clientes cuando necesitan algo, deja a crédito a sus clientes y cobra cada ocho días, razón por la cual tienen mucha clientela. Su mercadería la va a comprar a Guayaquil cada quince días o al mes de acuerdo a lo que necesite. Lleva más de 12 años que se dedica a esta actividad y gracias a Dios le va muy bien.

Este crédito es para comprar ropa y sabanas que es lo que más vende en esta época del año. Es socia fundadora del Banco comunal y le gusta porque con los créditos compra más barato y le quedan más ganancias.

Su sueño es crecer con su negocio.


About Ecuador

  • $10,200
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Dolores María to buy clothing and sheets.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2013