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Maritza Elizabeth
The communal bank Madre Para Un Futuro Mejor meets every fortnight in the canton Veinticuatro de Mayo in the province of Manabí, which is known for its beautiful countryside, its forests, and the variety of its fauna, as well as for the kind and hard-working inhabitants who make a living from agriculture and farming.

It is here that Maritza lives. She is 33 years old and married. From her marriage she has two daughters, of 16 and 12 years of age, who are studying at school. Her husband is a merchant.

Maritza makes a living by selling clothes of all types, sandals, and costume jewelry. She sells door-to-door or in her house, to which her most regular customers come. Her sales are always very high since she has credit facilties; she lets her customers have the sale on credit and they pay if off weekly or fortnightly. She also runs a bar with her husband in the locality's school, where they sell a lot of very healthy food prepared by Maritza, such as pies, sandwiches, and corviches (fish encased in green banana mixture and fried), as well as juices and smoothies, among other things. She has dedicated more than nine years to both of these activities, and it is how she and her husband ensure that their children lack nothing.

This loan is for buying clothes, sandals, and costume jewelry. The party season is coming and it is when she makes the most sales. She has been in the credit group for seven years and she likes it because of the help it gives to her.

Her dreams are to have a place to sell her products and to have a restaurant.
View original language description ↓
En el cantón 24 De Mayo de la provincia de Manabí, conocido por sus paisajes hermosos, por sus bosques, variedad de fauna y por su gente amable y trabajadora dedicada a la agricultura y ganadería, se reúne cada quince días el Banco Comunal Madre Para Un Futuro Mejor.

En este lugar vive la señora Maritza, tiene 33 años de edad, está casada y de esta relación tienen dos hijas de 16 y 12 de edad, ambas estudian en colegio. Su esposo es comerciante.

La señora Maritza se dedica a la venta de ropa de todo tipo, sandalias y bisutería, su forma de venta es puerta a puerta o en su casa hasta donde llegan sus clientes más conocidos, sus ventas siempre son muy buenas ya que les da facilidades en los pagos, ella deja a crédito y les cobra por semanas o quincenas. También junto a su esposo tienen a cargo el bar en un colegio de la localidad, allí venden muchos bocadillos preparados por ella que son muy saludables como empanadas, sanduches, corviches, además de jugos y batidos de frutas entre otras cosas. Lleva más de 9 años dedicada a ambas actividades y es así como ellos luchan para que a sus hijos nunca les falte nada.

Este crédito es para comprar ropa, sandalias y bisutería ya que se viene el tiempo de fiestas y es cuando más vende. Lleva 7 años en el Grupo de Crédito y le gusta por la ayuda que le dan en el mismo.

Sus sueños son tener un local para vender sus productos y un restaurante.

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Maritza Elizabeth to buy clothes, sandals, and costume jewelry.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2013