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Eufemia
In Los Bajos de Montecristi, a city known for its great variety of traditional products such as the Montecristi (or better known as Panama) Hat made of woven straw, which is known throughout the country and internationally, the members of the communal bank "Madres Unidas" meet every 15 days.

This is the place where Eufemia, 44, lives. She is married and together with her husband has 3 children aged 18, 15, and 9 years. The two oldest are in high school, and the youngest is in elementary school. Her husband is an electrician.

Eufemia is a very good housewife who, in order to generate her own resources and help her husband with the household expenses, also has a business selling all types of clothing. She works 3 days a week, mostly in the mornings and in the evenings, because these are the times when she can find her customers. She sells door-to-door and through orders. She sells on credit and collects weekly. Eufemia buys her merchandise in Portoviejo, at a place that has very good products and good prices. She mostly sells women's clothing. She has had this business for more than 10 years, and it is doing very well.

She will use this loan to buy more merchandise such as: pants, blouses, T-shirts, and children's clothing. She has been with her communal bank for more than 16 years and she likes it, because with the loans she started her own business.

Eufemia's dream is to see her children finish their education and become good professionals.
View original language description ↓
En Los Bajos de Montecristi, ciudad conocida por su gran diversidad de productos típicos, como por ejemplo los sombreros de paja toquillas conocidos dentro y fuera del país se reúnen cada 15 días las socias del Banco Comunal Madres Unidas.

En este lugar vive la señora Eufemia, tiene 44 años de edad, está casada y de esta relación tienen tres hijos de 18, 15 y 9 años de edad, los dos mayores estudian en colegio y el menor en escuela. Su esposo es electricista.

Doña Eufemia es una muy buena ama de casa que para conseguir sus propios recursos y con estos ayudar a su marido con los gastos del hogar se dedica a la venta de ropa de todo tipo, trabaja tres días más que todo por las mañanas y en las noches ya que a esa hora encuentra a todos sus clientes, su forma de venta es puerta a puerta y por pedidos, ella deja sus productos a crédito y cobra por semanas. Su mercadería la compra en Portoviejo en un lugar que encuentra buena mercadería y a buen precio. Lo que más vende es la ropa de mujer, ella lleva más de 10 años con un negocio y le va muy bien.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde hace más de 16 años y le gusta porque gracias a los créditos ella empezó con su negocio.

Su sueño es ver que sus hijos terminen sus estudios y sean buenos profesionales,

About Ecuador

  • $10,200
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Eufemia to buy pants, blouses, T-shirts, and children's clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 29, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013