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Jenny Johanna
The members of the Communal Bank of 'United Mothers' meet every 15 days in Bajos de Montecristi, a city known for its great diversity of local products including, for example, hats made of straw and shawls that are known inside and outside of the country.

Jenny lives in this place. She is 24 years old, is married and from this relationship she has an eight year old son and she studies in school. Her husband works in a factory in Manta. She is studying for a nursing license in the University of Manta.

Jenny is a homemaker who works selling clothing by catalogue and Yanbal products (beauty products, cosmetics, perfumes and accessories for women) in order to obtain her own earnings. Her method of salesis door to door. She works three days a week from her home, although every day she is prepared to sell to her classmates in the University. She sells her products on credit and she charges payments each week or every fifteen days. She has worked doing this activity for three years and it goes very well. Thanks to her business she can get ahead in her studies and focus on a better future.

This loan is for buying perfumes, creams, cosmetics and all types of clothes now that at this time she sells so much. She has spent more than three years in the Communal Bank and she likes it because it helps her to get ahead.

Her dream is to own a boutique.
View original language description ↓
En Los Bajos de Montecristi, ciudad conocida por su gran diversidad de productos típicos, como por ejemplo los sombreros de paja toquillas conocidos dentro y fuera del país se reúnen cada 15 días las socias del Banco Comunal Madres Unidas.

En este lugar vive la señora Jenny, tiene 24 años de edad, está casada y de esta relación tienen un hijo de 8 años de edad y estudia en escuela. Su esposo trabaja en una fábrica en Manta. Ella estudia para Lic. en enfermería en la universidad de Manta.

La señora Jenny es una ama de casa que para obtener sus propios recursos se dedica a la venta de ropa por catalogo y productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Su forma de ventases puerta a puerta, trabaja tres días a la semana por su casa aunque todos los días lleva para vender a sus compañeras en la universidad, deja sus productos a crédito y cobra cada semana o cada quince días. Tiene tres años que se dedica a esta actividad y le va muy bien, es gracias a su negocio que ella puede salir adelante con sus estudios y pensar en un mejor porvenir.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa de todo tipo ya que en esta época vende bastante. Lleva más de tres años en el Banco Comunal y le gusta por la ayuda para salir adelante.

Su sueño es tener una boutique.

About Ecuador

  • $10,200
    Average annual income
  • 25
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Jenny Johanna to buy perfumes, creams, cosmetics and clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 29, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013