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Josephine
As a married parent of four children, Josephine works hard to support her family.

Josephine has a furniture-making business in the Philippines, and also earns income from farming rice. She is borrowing PHP 15,000 through NWTF to buy materials for her furniture-making business.

Josephine has been sustaining her business activities through her past 18 loans from NWTF. She hopes that her hard work will help her attain her dream of saving enough to provide a secure future for her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1473
    View loans »
    Philippines Loans Fundraising
  • $59,389,700
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Josephine to buy materials for her furniture shop.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 4, 2012
Listed
Dec 8, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013