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Ruth is married with five children, all of whom attend school. She lives in Kampala, Uganda, and does not look after any other family members. For the past seven years, Ruth has been selling second-hand skirts in the market. She works seven days a week and also manages rental houses as another source of income. Ruth's business challenges include thieves and seasonality. She lives with her husband and her family has access to both electricity and running water. Ruth's major monthly expenses are school fees. She joined MCDT because their interest rates are relatively low.

Ruth is requesting a 1,000,000 UGX loan from MCDT- SACCO to buy more bales of used clothes such as skirts, dresses, and blouses to sell. Her dream is to have a big boutique.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 188
    View loans »
    Uganda Loans Fundraising
  • $32,017,925
    Funds lent in using Kiva
  • 2,690.0
    Uganda Shillings (UGX) = $1 USD