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Pacha  (Nabón) Group
In this Group: Mery Clementina, Ayda Esperanza, Ligia Sabayda, Digna María, Lidia Mariana, Carmita Eulalia, María Gladys, Fabian Vinicio, Martha Lucia
The communal bank Pacha is made up of 8 women members and one man. They live in the Nabon canton, which is located in the southeast of the Azuay province. One of it's geographic characteristics is the dispersion of its territory, which inhibits easy access among the various communities and makes communication difficult. The group members are characterized as hardworking, entrepreneurial, and as fighters. The majority of them work in farming or raising animals which they then sell in the city of in the own community. They are very proud that they have still kept their culture, traditions, and traditional dress alive.

One of the members of this group is Señora Aída. She is an entrepreneurial members who wants to get her family ahead. This is the second loan she has had in the Pacha communal bank. She is 20 years old, married and within her marital relationship she has conceived one child who is now 2 years old. Her husband works daily as a day laborer. They still do not own their own home, which is why they rent.

Aida spends most of her time at home caring for her child who is still little. However, since she has land to cultivate, she plants crops and vegetables, which she sells. She also has animals such as guinea pigs, chickens and chicks.

She will use her new loan to buy chicks, seeds, and manure to continue increasing her source of income. Her goal is to expand the raising of guinea pigs.
View original language description ↓
El banco comunal Paccha está conformado por 8 socias y 1 socio quienes viven por el cantón Nabon que se encuentra ubicado al sudeste de la provincia del Azuay, sus características geográficas es la dispersión de su territorio, lo que impide un fácil acceso a las diferentes comunidades y dificulta la comunicación entre ellas. Las socia se caracterizan por ser luchadoras, emprendedoras y muy trabajadoras que laboran en su mayoría en la agricultura o en la crianza de animales a los que los venden en la ciudad o en su propia comunidad, se enorgullecen de aun mantener viva su cultura, tradiciones y vestimentas tradicionales.

Una de las socias de este grupo es la Señora. Aída, es una socia emprendedora que quiere sacar adelante a su familia, se encuentra en su segundo crédito que realiza en el banco comunal Paccha. Tiene 20 años de edad, es casada y en su unión conyugal ha concebido un hijo de 2 años de edad. Su esposo labora a diario como jornalero, aun no tienen casa propia por lo que vive arrendando.

Doña Aida pasa la mayor parte de su tiempo en casa al cuidado de su hijo que aun es pequeño, pero como tiene terrenos para cultivar siembra hortalizas y verduras las mismas que vende, también tiene animales como cuyes, gallinas y pollos.

Su nuevo crédito lo va a invertir en la compra de pollos, semillas y abono para continuar creciendo con su fuente de ingresos.

Su meta es agrandar la crianza de cuyes.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 103
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Pacha (Nabón) Group's $6,025 loan helped a member to buy chicks, seeds, and manure.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 21, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2013