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Guandugloma  (Nabón) Group
In this Group: María Doraliza, Esther Esperanza, Rosa Elena, María Emerita, Rosa Elena, Julia Lucrecia, María Aurora
Nabón is a parish located in the southeast of Azuay Province. One of its geographical characteristics is its broken up territory which prevents easy access to some communities and makes communications between them difficult. The main activity of its residents is agriculture and animal husbandry. Many of them leave daily to jobs in the city. “Guandugloma” is a communal bank with 7 members who are cheerful, enterprising women who despite modernization keep alive their culture, native costumes and traditions. They work very hard every day to improve their economic stability and to move their families forward.

One of the members of this group is María Emerita. This is her third cycle in Guandugloma communal bank. She’s 34-years-old, married and has had five children who are 16, 10, 8, 5 and 2 years old. Her oldest son attends secondary school and three of them attend a local elementary school. Her husband works every day as a laborer and the house they live in is theirs.

María Emerita works very hard every day planting and harvesting on her land. What she harvests is used for her home’s daily consumption and also is sold. She raises animals like sheep, chickens and guinea pigs that she sells in her community. She will use the money to buy chickens, guinea pigs, seeds and manure. Her goal is to have a larger animal nursery.
View original language description ↓
Nabón es un cantón que esta ubicado al sudeste de la provincia del Azuay, una de sus características geográficas es la dispersión de su territorio, lo que impide un fácil acceso a las diferentes comunidades y dificulta la comunicación entre ellas, la actividad principal de sus habitantes es la agricultura, crianza de animales y muchos salen diariamente a la ciudad a laborar en diferentes actividades. Guandugloma es un banco comunal que está conformado por 7 socias quienes son mujeres alegres, emprendedores que a pesar de la modernización aun mantienen viva su cultura, vestimenta y tradiciones, trabajan diariamente muy duro para mejorar su estabilidad económica y sacar adelante a sus familias.

Una de las socias de este grupo es la Señora. María Ermita, este es el tercer crédito que realiza en el banco comunal Guandugloma. Tiene 34 años de edad, está casada y en su unión conyugal ha concebido 5 hijos de 16, 10, 8, 5 y 2 años de edad, su primer hijo estudia en el colegio y tres estudian en una escuela de la localidad. Su esposo labora a diario como jornalero, la casa en la que viven es propia.

Doña María Ermerita trabaja diariamente muy arduo en la siembra y cosecha de sus terrenos, lo que cosecha utiliza para el consumo de su hogar y también las vende, cría animales como ovejas, gallinas, cuyes a los que los vende en su comunidad.

El dinero de su crédito lo va a invertir en la compra de gallinas, cuyes, semillas y abono.

Su meta es tener un criadero más grande de animales.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Guandugloma (Nabón) Group's $2,850 loan helped a member to buy chickens, guinea pigs, seeds and manure.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 20, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2013