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Luis Alejandro
The “Damas de Agua Fría” (Agua Fría Ladies) meets every two weeks in Ayacucho Parish in Santa Ana Canton, a place known for its beautiful fresh-water resorts that are a great tourist attraction in the canton and province. Luis, 24, lives here. He’s married but does not have children yet. His wife is actually six-months pregnant with their first baby; she’s a housewife.

Luis works in agriculture and doing work in the fields but also has a small store in the house where he lives. He sells all types of products like rice, sugar, oil, detergent, etc. there. He started with very little but as days passed and with help from the loans he’s been gradually enlarging the business and he currently has a well-stocked store. He works there with help from his wife who is the one that spends most of her time there since he has to work in agriculture. His parcel is currently ready for the arrival of winter and he will be planting corn and peanuts. He’s been in business more than two years and it makes it possible for him to get ahead.

He will use this loan to better stock his store. He will buy basic staples as well as seeds and insecticides for the crops. He’s been in the communal bank for two cycles and likes it for the help the institution provides. His dream is to have his own house and a larger, better-stocked store.
View original language description ↓
En la parroquia Ayacucho del cantón Santa Ana, lugar conocido por sus hermosos balnearios de agua dulce que son un gran atractivo turístico del cantón y la provincia misma, allí se reúne cada quince días el Banco Comunal Damas de Agua Fría.

En este lugar vive el señor Luis, tiene 24 años de edad, está casado pero aun no tiene hijos. Su esposa actualmente está en su sexto mes de embarazo de su primer bebe, ella es ama de casa.

Don Luis se dedica a la agricultura y los trabajos en el campo pero en la casa donde vive tiene una pequeña tienda, allí vende todo tipo de productos como arroz, azúcar, aceites, detergentes, etc. Empezó con muy poco pero con el paso de los días y con la ayuda de los créditos él ha ido aumentando su negocio y en la actualidad tiene su tienda bien surtida, allí trabaja con la ayuda de su esposa que es quien pasa la mayor parte del tiempo ya que él tiene que dedicarse a la agricultura, actualmente tiene el terreno listo para la llegada del invierno y va a sembrar maíz y maní. Lleva más de dos años con su negocio el cual le permite salir adelante.

Este crédito lo va a emplear en surtir mas su tienda va a comprar productos de primera necesidad, semillas e insecticidas para las siembras. Lleva dos ciclos en el Banco Comunal y le gusta por la ayuda que le brinda la institución.

Sus sueños son tener una casa propia y una tienda más grande y bien surtida.

About Ecuador

  • $10,200
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Luis Alejandro to buy basic staples, seeds and insecticide.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 29, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2013