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Rubi Group
In this Group: Maria Martha, Yanett, Corina, Cinthya Zoraida, Maxima, Celestina, Alejandra, Leslie Maria
The “RUBI” community association is in its sixteenth cycle with Pro Mujer as part of the Collpani center. The group is made up of eight members and directed by a board of directors where Maria serves as the president. The businesses that the other members have a number of small businesses including: tucumana sales, bed sales, cake sales, food sales, sweater knitting, neighborhood store, and snack sales.


The money from this loan will benefit their small businesses and Cecilia, a member of the group who is her third cycle with Pro Mujer, joined on the invitation of a friend who is also a member. She has two pastry businesses. She learned this at a trade school.


She will use the money from this loan to buy flour and milk from distributors in El Alto. She will later make and sell her products out of her home. This type of work will allow her to generate income to help support her household. She is married and has three children.


When asked what she likes about Pro Mujer, she says that she likes the training in health and credit and being with her fellow members.
View original language description ↓
La A.C. “RUBI” iniciará el decimo sexto ciclo en Pro Mujer, como parte del Centro Focal de Collpani, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora María es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de tucumanas, venta de camas, pastelería, venta de comida, tejido de chompas, tienda de barrio, venta de golosinas.

El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Cecilia es parte integrante, ella indica que es el tercer año que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene dos negocios de pastelería, que aprendió en su colegio que le enseñaron oficios técnicos.

El crédito que ahora sacará es para el aumento de capital (compra de harina y leche) que adquirirá de las tiendas distribuidoras de la ciudad de El Alto, posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito y el compartimiento con sus compañeras.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 92
    View loans »
    Bolivia Loans Fundraising
  • $28,138,200
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Rubi Group's $4,325 loan helped a member to buy flour and milk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 29, 2012
Listed
Dec 8, 2012
Currency Exchange Loss:
Covered
Ended:
Jun 17, 2013