Las Pecadoras De Bautista Savedra Group
This loan will benefit small micro-entrepreneurs who work in different trades, such as Sra. Victoria. She says that this is the first time she has joined a group with Pro Mujer after receiving an invitation from a friend who is also a member of the organization. Victoria currently manages two weaving businesses that she established with her husband, who previously worked in this trade.
The loan she is receiving now will increase her capital for buying wool. She acquires her supplies from distribution companies in the city of El Alto and then produces her goods at her retail space. Working in this manner enables her to generate income to support her household. Victoria is married and has three children.
When asked what she likes about Pro Mujer, Victoria said that she enjoys the training seminars that focus on health issues and credit. In the background of the photo, the woman wearing a light-blue shawl is Sra. Severina’s cousin who is posing with the rest of the group.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Victoria es parte integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene dos negocios de tejido en telar, cuenta que estos negocio los emprendió en compañía de su marido quien trabajaba anteriormente en este rubro.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las empresas distribuidoras de la ciudad de El Alto, posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
En el fondo vestida con una manta celeste se encuentra la prima de la señora Severina quien quiso retratarse conjuntamente el grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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