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Víctor Manuel
Víctor is noted for being a responsible person. He works as a plumber for a firm in Managua where he lives. He’s asking for a loan to be able to build a porch at home to provide more security for his family. This is the third loan Ceprodel has granted and he says they have been of much use to him because he’s been able to gradually do home improvements. Víctor is very grateful to Ceprodel for the opportunity to improve his house.
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Don Víctor se caracteriza por ser una persona responsable, con su domicilio en Managua trabaja como fontanero en una empresa..

Esta solicitando un crédito para construir el porche en su vivienda para darle mayor seguridad a su familia
Es el tercer crédito que ceprodel le otorga y dice que estos crédito le han servido de mucho ya que a mejorado poco a poco su vivienda.

El señor Víctor esta muy agradecido con CEPRODEL por la oportunidad para mejorar su vivienda

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD