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Johanna Del Carmen
Johanna is a woman with a deep love for others. That is why she cares about educating others. She gives classes at an institute in the area where she lives. She has a bachelor's degree in Spanish and teaches secondary school students. She is single with 2 schoolage children and they go to school where they live. She went to Ceprodel to ask for a loan to keep doing home improvements, such as on the walls and roof. She will buy cement, dirt, sand, beans and pay for labor.

To do such important work, this financial opportunity has helped. She has made home improvements and therefore her and her family's quality of life. This is the only way she has been able to do these improvements.
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View original language description ↓
Johanna es una mujer con un profundo amor al prójimo, por eso se preocupa por la enseñanza de los demás, ella imparte clases en un instituto del sector donde vive, es licenciada en español y atiende a jóvenes de educación secundaria, es soltera con 2 hijos en edades escolares, y estudian en el lugar donde habitan. Se presento a ceprodel a solicitar financiamiento para seguir mejorando su vivienda, como es pared y techo, lo que comprara cemento, tierra, arena, alfajillas y mano de obra.

Para realizar tan importante obra, ya que con la posibilidad económica que presenta ha venido efectuando en el tiempo mejoras a su vivienda, y por ende las condiciones y nivel de vida de su familia, y que es la única manera para realizar los avances en el mejoramiento mismo.

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Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 116
    View loans »
    Nicaragua Loans Fundraising
  • $23,731,525
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Johanna Del Carmen to pay for cement, soil, sand, beams, and labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 21, 2012
Listed
Dec 7, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 18, 2014