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Hamilton José
Hamilton is single and has a son who he pays child support for and pays for his schooling. He lives in the city of Managua, Nicaragua and has been employed as a cashier in a firm for two years. He’s a responsible person who very much wants to get ahead. He currently lives in his parents’ house which is having some electrical problems and needs to have the doors replaced. This is why he’s asking Ceprodel for a loan to buy doors and to repair the electrical system. His hope is to be able to provide his family with a safe home.
View original language description ↓

Hamilton es soltero, tiene un hijo, al que le brinda el apoyo para su mantención y paga sus estudios. Vive en la cuidad de Managua Nicaragua.

Se desempeña como cajero en una empresa desde hace dos años; es una persona responsable, con muchos deseos de superación; actualmente habita en casa de sus padres, la cual esta presentando problemas en el sistema eléctrico y necesita cambiar las puertas.

Por ese motivo solicita a CEPRODEL un crédito para la compra de puertas y reparación del sistema eléctrico, su esperanza es poder brindar un techo seguro para su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Hamilton José to buy doors and to repair the wiring.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 7, 2012
Currency Exchange Loss:
Apr 16, 2014