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Orlando is 59 years old, married, and currently lives with his children and wife. With this loan he will purchase farming components such as fertilizers and herbicides in order to plant a Venetian varietal of coffee. With these products he hopes to plant a high quality crop and in the near term have an adequate harvest. He will also pay for labor to assist with planting. In addition, he will be able to buy Copperwood plants for his farm, and will take advantage of the good soil and weather conditions that favor coffee.

With these improvements he hopes to increase his income, and therefore improve the living conditions for his family. He will also be able to reinvest in his farm and complete his goals. This is the first loan he will receive through FUDECOSUR. He has never had a loan with another bank and FUDECOSUR was able to offer him credit with a lower interest rate.
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Orlando, tiene la edad de 59 años, está casado, vive con su hijo y esposa actualmente. Con su crédito pretende realizar la compra de imsumos como abonos y herbisidas para realizar la siembra de café de la variedad Venecia, de esta manera espera sembrar un cultivo de buena calidad y que a mediano plazo tener una plantación adecuada. También la compra de fertilizantes y pagar mano de otra en trabajos. Además de poder comprar unas plantas de almácigo para realizar siembra, además de aprovechar la buena fertilidad del suelo y las condiciones de clima y otras que favorecen al cultivo de café. Con estas mejoras al cultivo espera obtener un poco de ganancias y así mejorar las condiciones de vida de su familia y también invertir un poco más en el área de cultivo y también cumplir algunas metas. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 498.8
    Costa Rica Colones (CRC) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $625 helped Orlando to purchase farming components such as fertilizers and herbicides in order to plant a Venetian varietal of coffee.
99% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Dec 26, 2012
Currency Exchange Loss:
Jun 17, 2014