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A citizen living in a rural village of Tbaung Khmum district located in Cambodia’s Kampong Cham province, Sophy, is 33 years of age and married. She has two daughters and a son, all of whom are dependent on her and currently in school. Sophy and her husband earn a living through farming rice on a two-hectare plot of farmland. Having been in the rice-growing business for 18 years, this couple is able to earn approximately 13,000 KHR per day and save around 8,000 KHR after offsetting the daily cost of living. This will be Sophy’s second time requesting a loan via VisionFund (Kiva’s partner). The past loan has helped her to strengthen the rice-growing business and improve the living standard of her family. In hopes of generating more income for the family, this time, Sophy is applying for a KHR 4,000,000 loan to buy cassava to sell. This hard-working woman (Sophy) expects a boost in the family's income via the help of the requested loan. She is also willing to use the anticipated income to improve the livelihood of her family and further advance her children’s education.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sophy to buy cassava.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Jan 1, 2013
Currency Exchange Loss:
Jun 17, 2014