Roberta, Maria and Maruja are members of the Banco Communal Señor D. Los Milagros.
Roberta is married, is 68 years old and has 9 children. Roberta travels to all the markets in the region where she purchases cereals that she then resells in the Market of the Americas, a business she carries out during the harvest season. Additionally, Roberta also tends to a vegetable plantation.
Maria lives with her common-law spouse, is 32 years old and has 6 children. Maria runs a restaurant in her house and on Sundays she sells traditional food of the region.
Maruja also lives with her common-law spouse, she is 30 years old and has 2 daughters. She runs a bakery where she makes traditional breads and pastries. She sells her bakery products in the Santa Clara market.
Roberta, Maria and Maruja request a loan in the amounts of 600 soles, 1400 soles, and 600 soles respectively. The funds will be invested in the purchase of wheat, sweet peas, rice, sugar, cooking oil, flour, and shortening.
Translated from Spanish by Erika Lindig, Kiva Volunteer.
Roberta, Maria y Maruja pertenecen al Banco Comunal Señor D. Los Milagros.
Roberta es casada, tiene 68 años y 9 hijos, Roberta viaja a las ferias D. la región donD. compra cereales que posteriormente venD. en el mercado D. las Américas, actividad que realiza en la época D. cosecha. Además Roberta se dedica a la agricultura D. verduras.
Por otro lado Maria es conviviente, tiene 32 años y 6 hijos, Maria tiene un restaurante en su casa, además los días domingos venD. comida típica D. la región.
Mientras que Maruja es conviviente, tiene 30 años y 2 hijas, Maruja tiene una panadería donD. elabora panes típicos y biscochos, sus productos lo venD. en el mercado Santa Clara.
Roberta, Maria y Maruja necesitan un préstamo D. 600 soles, 1400 soles, 600 soles, dinero que será invertido en la compra D. trigo, cebada, arveja, arroz, azúcar, aceite, harina y manteca.
Los sueños D. Roberta, Maria y Maruja son construir su casa, mejorar sus negocios, ampliar su local e implementar más su panadería.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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