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Djiguitougou Group
In this Group: Djénébou , Sanata , Tenin Kadia , Adam
All married and in nuclear families, the four women of the group Djiguitougou are on average 34 years old and have 2 children. They all live in the Bagadadji neighborhood in the town of Ségou and met through neighborhood ties and their income-generating businesses at the Bagadadji market in Ségou. They buy and sell cakes, cosmetic products (perfumes, skin and lip creams), bed sheets, children's clothing, wax and embroidered pagnes [colorful African fabric]. Concerned with increasing their businesses, the members of the group decided to join the loan program of Soro Yiriwaso with which they are on their 7th solidarity group loan cycle.

Djénébou (the woman in the 1st position in the photo from left to right) is a great seller of clothing of all kinds. She plans to use her loan to buy 15 pieces of pagnes (colorful African wax cloth) at the large market in Ségou. She carries out her sales retail for cash and credit to a clientèle made up primarily of women, from home and as an itinerant saleswoman. With this loan, Djénébou hopes to make an average monthly profit of 35,000 FCFA which will be reinvested in her business and used to take care of certain needs of the home.
View original language description ↓
Mariées toutes dans des familles Nucléaires, les quatre femmes du groupe Djiguitougou ont en moyenne 34 ans et 2 enfants. Elles habitent toutes au quartier Bagadadji dans la ville de Ségou et se sont connues à travers des liens de voisinage et de leurs activités génératrices de revenu au marché Bagadadji de Ségou. Elles font l’achat et la vente des galettes, des produits cosmétiques (parfums, crèmes à peau et à lèvres), des draps de lit, des habits d’enfants, des pagnes wax et brodés. Dans le souci d’augmenter leurs fonds de commerce, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso avec qui, elles sont à leur 7ème cycle de prêt solidaire.
Djénébou (femme en 1ère position sur la photo de la gauche vers droite) est une grande vendeuse d’habits de toutes sortes. Elle compte utiliser son prêt pour acheter 15 pièces de pagnes au grand marché de Ségou. Elle effectue ses ventes en détails au comptant et à crédit à une clientèle composée majoritairement de femmes, à domicile et en ambulant. Avec ce prêt, Djénébou espère réaliser un bénéfice mensuel moyen de 35 000 FCFA qui sera utilisé pour être réinvesti dans l’activité et prendre en charge certains besoins du foyer.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 14
    View loans »
    Mali Loans Fundraising
  • $11,520,875
    Funds lent in using Kiva
  • 505.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD