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Argam is 31 years old. He lives in Shenik village of Armavir region with his parents, wife and three children. Argam's parents are provided with retirement pensions.

Argam is involved in livestock breeding. He keeps 15 lambs, two pigs and five cows. Additionally he owns a hectare of agricultural land which needs cultivation. Agriculture is only income in this family, and it is not enough to cover the basic needs of his family.

Argam has applied for this loan to expand his livestock with 25 lambs and purchase forage for feeding them. Another part of the loan will be used for covering plowing costs, etc., which will improve the quality of the land.

The loan will help to increase their income and Argam will be able to improve living conditions for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Argam to pay for 25 lambs, forage for feeding the livestock, and cover cultivation costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Dec 7, 2012
Currency Exchange Loss:
Nov 17, 2014