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Ramón is 36 years old, married, and has three children, ages 11, 3, and 5. Ramón works in construction. This will be his second loan through the institution and will use the money to buy a cement mixer that needs to be able to do his work. Ramón has challenges in his business, such as being dependent on contracts. He will use the benefits to buy tools and supplies that he needs to do good work and get more contracts and therefore more income.
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El Sr. Ramón tiene 36 años, es casado con 3 hijos que son de las edades de 11, 3 y 5 años, el Sr. Ramón se dedica al servicio de construcción, el trabaja en las distintas construcciones este préstamo es su segunda secuencia dentro de la institución, el Sr. Ramón va a usar este préstamo para la compra de una mescladora de cemento ya que le hace mucha falta para realizar las obras, el Sr. Ramón enfrenta retos en su negocio que son la dependencia de cada trabajo ya que tiene que cumplir con el contrato por cada casa a la que va a trabajar en la construcción y va seguir utilizando los beneficios en comprar herramientas y materiales que necesita para la realización de un buen trabajo que implica muchos más contratos y por ende mas ingresos económicos.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 138
    View loans »
    Bolivia Loans Fundraising
  • $32,164,750
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Ramon to buy a cement mixer.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 6, 2012
Currency Exchange Loss:
May 17, 2014