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This is Renia, 38, a resident of Batasan, Philippines. She is married to Alvin, her business partner. Together with her husband, she manages their household while operating her business. At this time, she is working hard to sustain their financial expenses.

Renia is a coconut vendor. She has a stall and customers can easily access her. Aside from the coconut itself, she also sells coconut milk. Her regular customers are her neighbors and the local community. She earns a minimum of 14,400 PHP per month.

To help her continue operating her business, she is requesting a 15,000 PHP loan. She will use the loan to buy more coconuts for her business. She expects a boost in her business income as she expands her business.

Renia hopes to give her children a good and quality education and dreams to expand her business. She faithfully meets up with her co-fellowship members to share stories of her work every week.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 739
    View loans »
    Philippines Loans Fundraising
  • $63,295,350
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Renia to buy more coconuts for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Dec 7, 2012
Currency Exchange Loss:
Apr 17, 2013