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This is Marilyn, 50, a resident of Batasan, Philippines. She is married to Cezar, an employee, and a mother to her children. Together with her husband, she manages their household while operating her business. At this time, she is working hard to provide income for her everyday expenses.

Marilyn maintains a direct selling business. She sells clothing, footwear, undergarments, cosmetics and other products from popular direct selling brands like Avon, Fuller life, Natasha, Boardwalk, and Marikina Shoe Exchange. A customer's order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. The dealer’s prices are lower than those in the catalogue; this is how dealers make their money. Her regular customers are her neighbors and the local community. She earns a minimum of 2000 PHP in sales every week.

To help her continue operations of her business, she is requesting a 26,000 PHP loan. She will use the loan to buy additional supplies and products like shampoo, cologne, deodorant, perfume, soap, fabric softener, undergarments. She expects a boost in her business income as she expands her business.

Marilyn hopes to give a good future to her family with the help of God. She faithfully meets up with her co-fellowship members to share stories of her work every week and draw strength and inspiration from the Word of God he studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1792
    View loans »
    Philippines Loans Fundraising
  • $60,919,225
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Marilyn to buy clothing, footwear, undergarments, cosmetics and other items for her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Dec 7, 2012
Currency Exchange Loss:
May 17, 2013