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El Carbonal Group
In this Group: Adela Carolina, Marco Tulio, Maria Isabel
Adela is a member of the Carbonal Solidary Group, she is 42 years old, married and has 4 children two of which are in university and the others in high school. Her husband works as a manager in the Lácteos Sula Corporation. Adela began her business over six years ago, by her own initiative and started a business selling food. At present, she sells treats and has a cafeteria in the Normal Mixta de Olancho School; her work hours begin at 6:30 a.m. and end at 2:00 p.m. She works with an employee. Adela’s advantage is her competition and a problem is paying rent for the cafeteria. The loan will be used to buy merchandize like beverages, meats, plantains, flour and vegetable oil to make her treats. With the help from this loan she will be able to stock her cafeteria and will be able to offer more products to her customers by satisfying their tastes and preferences. Adela’s dream is to have her own restaurant and place. This is Adela’s seventh loan with FAMA and has always paid her quotas on time.
View original language description ↓
Adela es miembro del Grupo Solidario Carbonal, tiene 42 años, es casada y tiene 4 hijos, dos de ellos estudian en la universidad y los otros dos están en el colegio, su esposo trabaja como administrador de la empresa de Lácteos Sula. Ella inicio su negocio desde hace seis años, fue por iniciativa propia que decidió poner su negocio de venta de comida, actualmente vende golosinas y tiene una cafetería en la Escuela Normal Mixta de Olancho, su horario de atención comienza desde las 6:30 am y culmina a las 2:00 pm, trabaja en conjunto con una empleada. Su ventaja es que tiene competencia y su dificultad es que tiene que pagar alquiler. El préstamo que Adela solicita lo necesita para invertirlo en la compra productos como ser: refrescos, carnes, plátanos, harina, aceite vegetal para la elaboración de sus golosinas. Con la ayuda de este préstamo ella podrá tener surtido su cafetería y ofrecerá mayores productos a sus clientes, satisfaciendo los gustos y preferencias de los mismos. Su sueño es tener un restaurante con su propio local. Es el séptimo préstamo que solicita Adela en FAMA y siempre ha pagado puntualmente sus cuotas.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,200
    Average annual income
  • 19
    View loans »
    Honduras Loans Fundraising
  • $8,346,875
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of El Carbonal Group's $1,125 loan helped a member buy merchandize like beverages, meats, plantains, flour, vegetable oil and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 9, 2012
Listed
Dec 6, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 21, 2013