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Nuevas Almas Group
In this Group: Maria Teresa, Erlinda Vanessa , Jayli Isabel
This group is made up of three enterprising members. María Teresa is 32 years old and has four children, ages 4, 11, 8, and 3. She has been selling fried foods out of her home for three years. She will use the money from this loan to buy plantains, vegetables, beef, chicken and kitchen utensils such as stirring spoons. Jayly sells frozen treats on foot and Erlinda sells tortillas.
View original language description ↓
Este grupo está formado por tres socias emprendedoras una de ellas es María Teresa tiene 32 años de edad con cuatro hijos de 4, 11, 8 y 3 años, se dedica a vender fritanga desde hace tres meses en su domicilio, el crédito lo invertirá en la compra de plátanos, verduras, carne de res, carne de pollo, y accesorios de cocinas como cucharones, calderos. Jayly vende eskimo ambulante y Erlinda vende tortillas.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 126
    View loans »
    Nicaragua Loans Fundraising
  • $24,597,675
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Nuevas Almas Group's $400 loan helped a member to buy ingredients.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Nov 9, 2012
Jan 1, 2013
Currency Exchange Loss:
Apr 17, 2013